Empowering Self-Employed Borrowers

At SkyGuard Group, we leverage AI-powered loan placement to make financing simple and accessible for self-employed borrowers. Qualify using 12 or 24 months of personal or business bank statements—no W-2s or tax returns needed. Let us streamline your journey to homeownership or property investment with ease.

  • How Do Bank Statement Loans Work?

    "With Bank Statement Loans, lenders analyze deposits over 12 or 24 months in your personal or business accounts. This method allows them to calculate your average income and determine eligibility. No tax returns or W-2s are required, streamlining the process for self-employed borrowers."

  • Who Are Bank Statement Loans For?

    Freelancers and independent contractors.Small business owners with fluctuating income.Real estate investors using business deposits.Gig economy workers with non-traditional income streams.

  • Why SkyGuard Group?

    AI-driven solutions tailored to your unique financial profile.Flexible terms and competitive rates designed for your needs.Fast pre-approvals with minimal paperwork required.Personalized guidance to simplify every step of the process.

Why Choose Bank Statement Loans?

Qualify Using Bank Deposits
12 or 24-Month Options
No Traditional Income Documentation Required
Perfect for Self-Employed Professionals
Business and or Personal
Flexible
No pay stub - No W2
1099 approved

Maria, a freelance graphic designer, qualified for her dream home using 24 months of her business bank statements, bypassing the need for tax returns.

Emma, a small business owner, chose the 24-month option to better represent her income flow, securing a larger loan for a multi-family investment property


Lisa, a salon owner, used her personal bank statements to secure financing without needing pay stubs or corporate profit-and-loss statements.

James, an independent consultant, purchased his first rental property without needing to provide a W-2, thanks to his consistent deposits shown in his personal bank statements.
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Ready to secure your next investment?

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